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Waldorf & Associates, its partners, affiliates, subsidiaries, and employees all take you and your organization's privacy and confidential information seriously. We value our relationships and we do not sell client information nor use the information for solicitation. We share your information solely and strictly for the purpose of providing services which you have engaged us to perform on your behalf, such as placing your insurance, and providing you with insurance-related products and services, and as otherwise required by law.

The Privacy Policy outlines our information sharing practices to help you understand how we protect your privacy, when we collect and use information about you, and the measures we take to protect the confidentiality of that information.

Your Confidential Information

We do not sell your Confidential Information to others under any circumstances.

We collect only the Confidential Information which you choose to provided to us. Use of our web site requires that you agree to share with us your Confidential Information for the placement of insurance and our related services described in this notice. If ay any time this policy changes, those changes will be posted on this page of our website, so that you are aware of our intent to better protect your privacy.

Confidentiality Practices

Waldorf & Associates avidly supports the concept of non-disclosure of your Confidential Information. We hold our business associates and our affiliates to similar confidentiality standards. Your Confidential Information must be used and disclosed in a manner consistent with applicable laws and regulations, contractual obligations, and our company's policies and procedures.

Nonpublic Personal Financial Information is defined as including confidential information of a financial nature that is shared by a current, prospective or prior client with us in the course of providing products and services to that client. This type of information is not otherwise available to the public and includes, but is not limited to, the following: credit history, financial benefits, business records, accounting information involving the client, contracts in which the client is a party, claims which the client is a party to, client's policy information, and any other data of the client that is financial in nature

Information We Collect

We collect only the specific Confidential Information about you and your organization as is required by insurance companies, including, but not limited to, the following:

• Information we receive from you on applications or required questionnaires. This Information may include your occupation, function of your organization, current employer, or affiliate organization, and EIN number, or social security, your age, address, and driver's license numbers, etc;
• Information about your transactions with us, our affiliates, or previous insurers, such as your privacy coverage, claim information, premiums, and payment history.
• Information we receive from a consumer-reporting agency, obtained for the purpose of asserting credit histories. These reports are obtained as underwriting tools to determine bill paying habits and credit worthiness. These reports are not subject to race, gender, or income. Motor vehicles reports may also be requested to disclose driving history.

The information we collect is limited to the data elements on the prescribed forms. In the course of conducting our business, we may need to share information you provide to us strictly on an as-needed basis or otherwise required by law. In certain situations, we would need to share information about you to affiliated companies in order to provide a service to you, or to a third party if reasonably necessary to enable them to perform services for us such as claims adjusters, claims inquiries, appraisals, or the detection of fraud or material representations; or to governmental authorities only to the extent that we are required to disclose any such Confidential Information pursuant to the legal process we receive from such governmental authority; or pursuant to court order.

Online Tracking

Click Streams
We may capture click streams to help us learn what parts of our Web site are most popular and among which audiences. We may also use them to help us optimize our user interface, to analyze site usage statistically, to improve content, and to customize our Web site's content and layout. In short, we use this information to allow us to tailor our Web site and to meet your needs better. We analyze click stream data to track trends and behaviors, not individuals. We are interested in out audience size, return visit rate, and similar data on an aggregate basis. We also capture date and time information of visits, pages visited, and the time you spend with us.

Cookies
Cookies are pieces of information that a Web site transfers to your computer's hard drive for record-keeping purposes. They can make the site more useful by storing information about your preferences at our Web site. It is almost standard for any interactive Web site to use cookies. Cookies do not identify with a user, but they do identify a user's computer. Most browsers are set up to accept cookies. If you prefer, you can set your browser to refuse cookies, but some online services on our Web site will not function without them.
We do not use cookies to track or report on activity when you are not on our Web site or to provide such information to other parties. We do not use cookies to collect personal information such as your e-mail address, and we do not combine information collected through cookies with your Confidential Information. We make no attempt to look at or examine other cookies or information that may be stored on your computer.

Information We Share

We do not use, disclose, sell or transfer any Confidential information, without consent unless required or permitted by law or regulation. In cases or permitted disclosure, we will disclose information in compliance with applicable laws and regulations and will require the recipient to protect the information and use it only for the purpose provided.

Information Security

We restrict access to your Confidentiality Information to our employees who need to know such information in order to provide you with the insurance products or services which you have engaged us. We maintain physical, electronic, and procedural safeguards that comply with U.S. federal and state regulations to guard your Confidential Information.

Correcting or Removing Your Personal Information

If you would like to correct the Confidential Information you have provided to us, or to request that we remove your information from our records, e-mail us at info@cvwaldorf.com with the correction or removal request.